International Journal of Commerce and Management Research

author(s)
Parimala Devi B, Dr. Anjaneyulu D

abstract
SHG-Bank Linkage Programme has emerged as the most prominent means of delivering micro finance services in India. The programme witnessed tremendous results during the last two decades in promoting financial inclusion and women empowerment. It has proved to be a successful model wherein the outreach has expanded substantially leading to many advantages like micro savings, timely repayment of loans, reduction in transaction costs to SHG members and banks, etc. Microfinance clients are overwhelming female and the contribution of microfinance to women’s empowerment is widely recognized. This paper reviews the progress of SHG – Bank Linkage Programme at national level. The study presents the growth of savings and loan disbursement made under SBLP. The market penetration of micro finance through SBLP is also analyzed.