Financial wellness can be conceptualized as a level of financial health. It includes satisfaction with material and non-material aspects of one's financial situation, perception of financial stability including adequacy of financial resources, and the objectives amount of material and non-material financial resources that each individual possesses.Several different types of scales can measure financial wellness. First an objective scale of economic status, such as income, consumption, wealth and assets, can be used to measure financial wellness. It is measured financial well-being as the amount of money income and used quantitative, observable indicators, such as income and savings, to measure financial well-being. It is subjective perception of personal finance can be used to measure financial wellness. It also measured financial well-being using a perceived measure of financial domain. The financial domain included cash management, credit management, capital accumulation, risk management, retirement and estate planning, and general management. It is measured perceived economic well-being using satisfaction with the household financial situation and perceptions of income adequacy and change in financial condition.