International Journal of Commerce and Management Research

International Journal of Commerce and Management Research


International Journal of Commerce and Management Research
International Journal of Commerce and Management Research
Vol. 1, Issue 1 (2015)

Microfinance: Does it really improve the wellbeing? - A study of Haryana


Ashwani Deswal

“Money, says the proverb, makes money. When you have got a little, it is often easy to get more. The great difficulty is to get that little”. In order to provide that little, Government launched microfinance scheme to improve the social and economic wellbeing. In this paper efforts have been made to identify the extent of wellbeing of borrowers in Haryana in the form of income enhancement. It’s a primary study where the data related to income, credit, assets, family size, and education has been collected by using a structured questionnaire. The impact of each factor on income enhancement has been analyzed by using various statistical tools such as multiple regression and ANOVA. The result indicates microfinance is leading factor for improving the income as compare to other factors.
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How to cite this article:
Ashwani Deswal. Microfinance: Does it really improve the wellbeing? - A study of Haryana. International Journal of Commerce and Management Research, Volume 1, Issue 1, 2015, Pages 52-57
International Journal of Commerce and Management Research International Journal of Commerce and Management Research