International Journal of Commerce and Management Research

International Journal of Commerce and Management Research


International Journal of Commerce and Management Research
International Journal of Commerce and Management Research
Vol. 4, Issue 4 (2018)

A study on beneficiaries’ financial attitude in mahatma Gandhi national rural employment guarantee scheme (MGNREGS) of direct benefits transfer schemes in Coimbatore district, India


Dr. N Sakthivel, R Mayilsamy

There are many schemes and programmes of the Government of India under which many benefits are provided to the people such as subsidies, scholarships to students, benefits for feeding and pregnant mothers, and micro credit to poor women. Till now the beneficiaries were not getting this amount directly in their bank accounts. The Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) was developed by the Indian government to reduce rural poverty through 100 days of guaranteed employment per year. The Indian employment scheme was introduced in 2005, and was renamed MGNREGA in 2009, after the scheme had been rolled out across all Indian states. Under the scheme, adult members of rural households are guaranteed 100 days of employment each year at the statutory minimum wage rate of the state or greater, provided they are willing to do unskilled manual labour. However, there was some evidence of small but significant shifts in labour relations. Higher wages, more opportunities for work, better implementation and a greater recognition of the care giving responsibilities of women will be required for this policy to fully meet its goals.
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