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VOL. 11, ISSUE 11 (2025)
Impact of mergers and acquisition (M&A) on the financial performance of the selected banks In India- A Camel approach
Authors
Dr. Satyanarayana Chindam
Abstract
Mergers and Acquisitions are major external restricting strategies in
corporate sector for expansion and development present business status to the
next level. The present study has focused on the measuring the impact of
M&A on the financial performance of the selected banks (CA, BOB, BOI, PNB
and UBI) for the period 2016-2024. The study adopted CAMEL approach for
measuring the financial performance and hypothesis examined through T-test. The found that, capital adequacy ratio was improved during post M&A
period i.e. from average 14.67 percent from 11.94 percent. Similarly, quality
of assets is improved by reducing proportion of NNPA in total assets during
post M&A period i.e. from 6.70 percent to 3.37 percent. The management
efficiency decreased by decrease in Return on advances ratio from an average of
8.01 percent to 7.58 percent during post M&A period. However, the study has
observed improved in earnings quality and liquidity of the selected banks
during post M&A period. In overall, hypothesis supported that, M&A have
shown significant impact on the capital adequacy, Asset quality, management
efficiency and insignificant impact on the earning quality and liquidity of
selected banking in India.
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Pages:70-74
How to cite this article:
Dr. Satyanarayana Chindam "Impact of mergers and acquisition (M&A) on the financial performance of the selected banks In India- A Camel approach". International Journal of Commerce and Management Research, Vol 11, Issue 11, 2025, Pages 70-74
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