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VOL. 12, ISSUE 1 (2026)
A study on corporate governance practices in Indian banks: Evolution, challenges, and the path forward
Authors
Viswanathan M J, Dr. Arockia Rajasekar
Abstract
Corporate governance (CG) in the banking sector is a critical component
of financial stability due to banks' unique role as custodians of public funds
and key drivers of economic growth. Post-1991 economic reforms and the entry of
global financial entities necessitated significant improvements in governance
standards within Indian banks. This paper analyzes the evolution of corporate
governance practices in the Indian banking sector, examining the regulatory
frameworks established by the Reserve Bank of India (RBI) and the Securities
and Exchange Board of India (SEBI). It highlights the importance of robust
board structures, transparency, and risk management systems in mitigating risks
such as non-performing assets (NPAs) and major financial frauds (e.g., the Yes
Bank crisis). The analysis reveals that while regulations have tightened
significantly, particularly with the RBI's comprehensive Commercial Banks
– Governance Directions, 2025, implementation gaps persist, especially in
public sector banks (PSBs)
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Pages:170-172
How to cite this article:
Viswanathan M J, Dr. Arockia Rajasekar "A study on corporate governance practices in Indian banks: Evolution, challenges, and the path forward". International Journal of Commerce and Management Research, Vol 12, Issue 1, 2026, Pages 170-172
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