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VOL. 11, ISSUE 8 (2025)
Women, work, and wealth: Financial inclusion as a catalyst for bridging gender inequality in economic participation
Authors
Dr. R Ramki, Dr. S Stalin PS
Abstract
This paper endeavors to investigate the
significant correlation between financial inclusion and gender equality in
economic engagement, accentuating the manner in which financial inclusion may
function as a catalyst in ameliorating the gender disparity within the labor
market. It aims to delineate the obstacles that women encounter in their
pursuit of financial services while proposing actionable strategies for the
advancement of gender-inclusive financial frameworks. The research adopts a
qualitative methodology, scrutinizing extant literature, governmental
publications, and case studies to comprehend the complexities surrounding
financial inclusion and its implications for women's economic empowerment. It
brings to light the systemic impediments that obstruct women's access to
financial services and evaluates the influence of technology and governmental
initiatives in fostering financial inclusion. The study identifies several
principal hindrances to financial inclusion for women, encompassing
socio-cultural conventions, inadequate access to technology, and a lack of
financial literacy. It concludes that financial inclusion not only augments
women's economic involvement but also facilitates broader economic advancement.
Moreover, the role of technology is crucial in surmounting traditional
barriers, while governmental initiatives and policy frameworks are
indispensable for cultivating conducive environments. Nevertheless, challenges
in execution and enduring gaps persist as formidable obstacles. This
investigation enriches the existing corpus of knowledge by presenting a
thorough analysis of the intersectionality of financial inclusion and gender
equality. It proffers pragmatic recommendations for policymakers, financial
institutions, and stakeholders aimed at establishing more inclusive financial
systems that economically empower women. By emphasizing the significance of
financial literacy and technology, the paper highlights the necessity for
innovative methodologies to bridge the gender gap in economic engagement.
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Pages:41-46
How to cite this article:
Dr. R Ramki, Dr. S Stalin PS "Women, work, and wealth: Financial inclusion as a catalyst for bridging gender inequality in economic participation". International Journal of Commerce and Management Research, Vol 11, Issue 8, 2025, Pages 41-46
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