International Journal of Commerce and Management Research

International Journal of Commerce and Management Research


International Journal of Commerce and Management Research
International Journal of Commerce and Management Research
Vol. 2, Issue 12 (2016)

Loan recovery strategy in Indian banks


Robin Thomas, Dr. RK Vyas

The paper discusses the framework of loan recovery mechanism in Indian Banking Sector. Loan recovery strategy in Indian banks is essentially bifurcated into preemptive strategy to prevent the accretion in non-performing loans and corrective strategy to recover the defaulted loans through legal, regulatory and non-legal measures. Paper envisages a 5-E Early Warning System for preemptive strategy and to prevent loan slippages and discusses all the available corrective measures and strategic tools in detail. Introduction involves discussion on non-performing loan buildup in Indian Banking sector and steep increase in provisions. The importance and need of loan recovery and recovery strategy is also discussed.
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How to cite this article:
Robin Thomas, Dr. RK Vyas. Loan recovery strategy in Indian banks. International Journal of Commerce and Management Research, Volume 2, Issue 12, 2016, Pages 158-164
International Journal of Commerce and Management Research