International Journal of Commerce and Management Research

Authors
Atul N Patil

Abstract
The Indian agricultural sector is the main source of employment in India. Near about 70% employment provided by agricultural and agricultural related business. The Indian agricultural sector contributed in GDP near about 17% in 2014-15. The every business organisation needs the working capital as like agricultural sector also needs working capital. Farmers also need credit facility which provided by different sources. It includes commercial banks, cooperative banks, money lenders and government etc. if farmers get proper credit facility in proper time it directly affects the quality of product. For the production farmer needs four basic inputs land, water, man power and cash.