In the present days life insurance is obligatory to everyone. It ensures that family will receive financial support in absence of pillar of family. Many insurance companies involved in Indian insurance market and exploits various strategies for trade. Out of list some Insurance Company provides an insurance policy from entry level age, some advisors deliberate gains of child features. So that consumer attracted with child features and purchased insurance policy. But customer parents does not taking seriously to pay insurance premium. Hence he/she becomes a defaulter. The objective of this paper is age is a contributory aspect of default behaviour.