Digital India is one of the big steps initiated by Government in addressing the various issues like black money, counterfeit currency, corruption, terrorism etc. Many changes took place in the launch of digital wallets like - Paytm, Mobikwik, Free Charge etc. and government launched many UPI (united payment interface) solutions and BHIM app for easy access to digital payments. The digital initiatives carried out for rural segments, the need for improving the trends of digital payments model in rural India is very significance. Considering the benefits like transparency in transactions, it is very essential that the transformation towards digital payments, even in the rural economy is empowered. It is expected that the problems can be controlled and felt in modernization of payment system, reduction in the cost of banking service and also reduction in curb banking related corruption.