The growth of huge population of India will lead the country to another height. In peculiarity, the research seeks the enhancement of the welfare plans intact by government for the rural population. In this verge of the paper performs an evaluation of the planning of loan scheme for rural people in nationalized banking system and the plans of government for rural growth. This research specifically carried out for the Raipur Division in context with district Durg. The paper suggest the development of rural area with those loan schemes and in all the aspects of the government and society to reach a command conclusion.