The root reason behind any research is extraction of the knowledge. In peculiarity, the research seeks the enhancement of the welfare program. In this verge of the paper performs an evaluation of the planning of loan scheme for rural people in nationalized banking system. The rural area with those loan schemes and in all the aspects of the government and society to reach a command conclusion. The national banking system plays an important role in this evaluation for the economic and social development. The paper suggest the development of rural area with those loan schemes and in all the aspects of the government and society to reach a command conclusion.