Financial inclusion is the delivery of financial services, at affordable costs, to sections of disadvantaged and low income segments of society. Since Independence, Government and the RBI have launched many initiatives for financial inclusion. The present Indian government has packaged it in a mission mode and made it an achievable target. In order to reduce the degree of financial untouchability the new government has come up with a big bang action plan which is popularly known as Pradhan Mantri Jan- Jan Dhan Yojana. It is a mega financial inclusion plan with the objective of covering all households in the country with banking facilities along with inbuilt insurance coverage. In this study an attempt is made to study the growth of PMDJY in India.