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VOL. 9, ISSUE 4 (2023)
PT. Bank Negara Indonesia financial statement performance analysis before and amid Covid-19 pandemic
Authors
Yusuf Rombe M Allo
Abstract
This study investigates the PT. Bank Negara
Indonesia Financial Statement Performance before and amids Covid-19 Pandemic.
It was conducted at PT. Bank Negara Indonesia (Persero), Tbk. Jakarta. As for
the considerations of researchers choosing the object of this research is PT.
BNI (Persero), Tbk, is a state-owned bank with a good reputation, branches all
over Indonesia, and many customers. Bank financial performance assessment in
this study consists of five variables: NPF, FDR, GCG, ROA, and CAR. The
research data is taken from the financial reports of PT. BNI (Persero), Tbk in
2018-2020. Data is calculated quantitatively using a predetermined measurement
matrix. The results of this study indicate that all variables, such as NPF,
FDR, GCG, ROA, and CAR as a whole during the pandemic, did not affect the level
of PT. BNI (Persero), Tbk. Although there is a decrease, it is still
categorized as healthy, so the financial performance of PT. BNI (Persero), Tbk
before the Covid-19 period 2018-2019, the majority were predicated as healthy,
and during the Covid-19 period 2020, the majority were also healthy. It can be
concluded that the analysis of financial performance at PT. BNI (Persero), Tbk
before and during the pandemic, assessed the bank's soundness level using the RGEC
method, showing that the bank's health rating was following the standards set
by Bank Indonesia.
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Pages:69-73
How to cite this article:
Yusuf Rombe M Allo "PT. Bank Negara Indonesia financial statement performance analysis before and amid Covid-19 pandemic". International Journal of Commerce and Management Research, Vol 9, Issue 4, 2023, Pages 69-73
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