ARCHIVES
VOL. 10, ISSUE 2 (2024)
Examining the determinants of financial stability of Indian small finance banks: An exploration of banking performance indicators
Authors
Meena Rani, Sangeetha
Abstract
A recent development of the Indian Small Finance Banks aims on
financial inclusion by offering essential banking services and credit
facilities through a unique approach. The key challenge for these banks lies in
achieving a cost-effective liability base and establishing accessible lending
practices, all while leveraging strong technological infrastructure. Based on
the importance of these financial institutions this study aims to examine the
impact of banking performance indications on the financial stability and
risk-adjusted performance matrices. Taking the CAMELS covariates as independent
variables, this study has employed multiple linear regressions on 12 Indian
Small Finance Banks covering a period from 2015 to 2024. The results suggested
a positive impact of independent variables on the financial stability. However,
outcomes partially supported that these factor could enhance the banking
risk-adjusted performance matrices.
Download
Pages:113-118
How to cite this article:
Meena Rani, Sangeetha "Examining the determinants of financial stability of Indian small finance banks: An exploration of banking performance indicators". International Journal of Commerce and Management Research, Vol 10, Issue 2, 2024, Pages 113-118
Download Author Certificate
Please enter the email address corresponding to this article submission to download your certificate.