ARCHIVES
VOL. 10, ISSUE 3 (2024)
The impact of “Pinjaman Online” e-commerce services on through micro, small, and medium enterprises (umkm) financial management in Cawang village
Authors
Yusuf Rombe M Allo, Lenny Panggabean
Abstract
Along with the rapid
development of technology which is followed by the tremendous growth of
startups from various business fields, especially with the development of
startups in the financial sector, especially online loans, which we usually
call pinjol, many people are flocking to take advantage of loan facilities.
online, without having a clear purpose of use, and the public also cannot
differentiate between legal startups in the sense of the word that have been
legally registered with the OJK and illegal startups, namely loans that have
not been registered with the OJK. In connection with the conditions above, this
research tries to study the benefits of online loans for UMKM actors in communities around Cawang Village, East
Jakarta, so that people are wiser in using online loans and understand how to
choose startups that are valid and legal and have been registered at OJK. The problems faced by this community are one of the
important things to highlight. Because it is one of the things that needs to be
improved so that people understand more about online loans, so that in the
future it can have a good impact, especially on the welfare of the community,
especially the Cawang community.The problem that this research wants to solve
is providing education and increasing literacy of online loan financial service
institutions so that people are wiser in using online loans, people understand
and choose online loan providers that are valid and legal and have been
registered with the OJK.
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Pages:48-54
How to cite this article:
Yusuf Rombe M Allo, Lenny Panggabean "The impact of “Pinjaman Online” e-commerce services on through micro, small, and medium enterprises (umkm) financial management in Cawang village". International Journal of Commerce and Management Research, Vol 10, Issue 3, 2024, Pages 48-54
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