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VOL. 10, ISSUE 4 (2024)
Management literacy and education on the use of online loan for cleaning service workers at christian university of Indonesia Jakarta
Authors
Yusuf Rombe M Allo, Edison Siregar, Lenny Panggabean
Abstract
The sampling activity in this activity is outsourced labor, cleaning
service and office boy who are temporarily assigned to the campus of
Universitas Kristen Indonesia Cawang Jakarta. These outsourced workers are
under the auspices of outsourced labor provider PT. Intercipta Jasa Indonesia.
who have never received literacy and education about online loan start-ups (pinjol)
from any party so it is considered necessary to do, education about online loan
star-ups. So that they can avoid the practice of illegal online loans. Globalization
is a word that is often heard in our daily activities, both in official
disclosure and in activities or casual conversation. The word implies a term
that on the one hand is very proud but on the other hand is quite worrying for
human civilization where the rapid development of technology is inevitable for
humanity, which psychologically changes mindset and lifestyle following the
times. With the increasingly materialistic and self-centered human beings
today, who only think about how to live unrivaled. This kind of behavior is
inseparable from technological developments, especially in the financial
technology sector. So widespread financial technology is like the growth of
mushrooms in the rainy season as well as the enthusiasm of the community is
very tempted by the offers of these online loan companies by not paying
attention to the terms and procedures and interest rates applied, moreover the
community cannot distinguish which online loans are legal and illegal. With
this condition, not a few people are trapped with online loan cases from the
inability to repay their loans, falling ill, disrupting household harmony and
even committing suicide. For this reason, it is necessary to provide literacy
and education so that people better understand the ins and outs of online
lending so that they can avoid unhealthy and harmful online lending practices.
The method of implementing activities on this respondent is by using the
counseling and literacy approach to the outsoucing workforce of Universitas
Kristen Indonesia. While the problem faced by the outsoucing workforce of
Universitas Kristen Indonesia is still a lack of understanding of the use of
online loan star-ups and the consequences they have, so it is necessary to have
literacy and education on an ongoing basis.
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Pages:82-85
How to cite this article:
Yusuf Rombe M Allo, Edison Siregar, Lenny Panggabean "Management literacy and education on the use of online loan for cleaning service workers at christian university of Indonesia Jakarta". International Journal of Commerce and Management Research, Vol 10, Issue 4, 2024, Pages 82-85
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