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VOL. 11, ISSUE 8 (2025)
Examining the role of Reserve Bank of India (RBI) policies in shaping Bank consolidation through mergers and acquisitions
Authors
Anish Raj, Dr. JP Gupta
Abstract
The Reserve Bank of India (RBI) plays a crucial role in shaping the banking
sector through its policies, regulations and guidelines. In recent years, there
has been a significant increase in bank consolidation activities, with mergers
and acquisitions being the preferred method for growth and expansion by banks.
This has led to a debate about the effectiveness of these consolidation
strategies in improving the overall health and stability of the banking sector.
This study aims to examine the role of RBI policies in driving bank
consolidation through mergers and acquisitions. The study will focus on analysing
whether these policies have been successful in achieving their intended
objectives or if there are any areas that need improvement. To achieve this
objective, both qualitative and quantitative methods will be used to analyse
data from various sources such as annual reports of banks, RBI publications,
government reports, etc. Additionally, interviews with key stakeholders
including RBI officials, bankers and industry experts will also be conducted to
gain insights into their perspectives on this matter. Through this research
study, it is expected that we will gain a better understanding of how RBI
policies have influenced bank consolidation over time.
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Pages:132-135
How to cite this article:
Anish Raj, Dr. JP Gupta "Examining the role of Reserve Bank of India (RBI) policies in shaping Bank consolidation through mergers and acquisitions". International Journal of Commerce and Management Research, Vol 11, Issue 8, 2025, Pages 132-135
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