Digital payment adoption is revolutionizing financial transactions across industries, particularly in the rural healthcare sector, where women face significant challenges in accessing financial services. This research examines the impact of digital payment adoption on financial inclusion in rural healthcare. A quantitative approach will be used to collect data from women across various rural healthcare setups in India. This study explores the role of digital payments in empowering women in rural healthcare, focusing on financial inclusion, Sustainable Development in Rural Areas Despite these benefits, key adoption barriers include 42% digital illiteracy, 28% smartphone inaccessibility, and 35% trust concerns regarding financial technology. Government initiatives like Digital India and targeted financial literacy programs are crucial in overcoming these challenges. This study aims to provide policy recommendations to enhance financial inclusion and ensure sustainable development in rural healthcare. By integrating digital payment solutions, women can achieve greater financial independence, improve healthcare services, and contribute to rural economic growth.